Life-focused financial planning & wealth management
Warrnambool - Geelong - Ballarat - Melbourne
No more guesswork or proscrastination
You're earning good money and don't want to waste the opportunity to make the most of it.
You want to set your kids up with a solid education, buy your dream house eventually, and have lots of adventures along the way.
But juggling work, family, and the demands of daily life leaves little time or mental energy to delve into the intricate details of your money.
McPherson Financial gives you the structure, systems and support to take action with your wealth.
Make your income count with a plan to get ahead.
Feel confident you're on track financially.
Spend your money without feeling guilty.
Look forward and live now
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Know your end-game
Be clear about what you're working towards and the experiences you want to have along the way.
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Automate your money
Put your wealth in cruise control with a structure and systems to automate your money.
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Deal with your debt
Break free from the shackles of your home loan and use good debt to get ahead.
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Protect your income & lifestyle
Remove the worry of 'what ifs' with the right level of insurance cover to protect your income and lifestyle.
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Sort out your super
We know super isn't sexy, but making the most of super is a sensible (and tax effective) way to set yourself up for the future.
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Invest for later on
Get ahead of the game with an investment strategy and structure that suits your 'sleep at night' factor, ambitions and timeframes.
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Make smart property choices
We plug into your property purchasing process by sense-checking the strategy, structure and financial impacts.
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Take charge of your tax
Keep more money in your pocket by legally playing the tax rules to your advantage.
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Safeguard your legacy
Put an estate plan in place to transfer wealth responsibly and leave a legacy that lasts generations.
What to expect.
A hands-on and in-the-trenches approach
We work with a small number of clients, so we can devote time and attention to getting into the nitty gritty, leaving no stone unturned.
We're your personal Chief Financial Officer (CFO)
When it comes to anything financial in your life, we're always on hand as a sounding board for your financial decisions.
We work with your professional network
We plug in with your team of accounting and legal advisers to help make managing your financial life as seamless as possible.
We're straight shooters
We won't beat around the bush. We're here to sense-check your financial decisions and give you straightforward, researched advice.
We do what we say we'll do
We're not just all talk—we roll up our sleeves and make it happen. You can count on us to follow through and keep our word.
Advice backed by experience and industry-leading qualifications
Drawing from experience in the accounting field and armed with industry-leading qualifications as a Certified Financial Planner (CFP) and SMSF Specialist, our advice is grounded in practical know-how and expertise.
What we’re not.
We're not a set-and-forget service
We're here for the long haul and are actively involved in helping you make informed financial decisions as your life evolves and changes.
We don't overcomplicate things
We aren't fans of financial jargon. We present strategies and ideas clearly and in plain english. We're here to make sure your money works in your actual day-to-day life.
Our service is not for people looking for get-rich-quick schemes
We prioritise long-term wealth building and preservation rather than chasing quick and risky gains.
We don't do one-size-fits-all
Your situation and goals are unique and so is our advice. We tailor your financial plan and support to suit you.
How it works
CLARIFY WE'RE A GOOD FIT
A no-strings-attached 15 minute phone or virtual chat to see if we can help or point you in the right direction.
LEARN MORE ABOUT YOU
We find out where you are now, what's important to you and what you want to achieve.
SHOW HOW YOU'RE TRACKING
We research, crunch the numbers and show you how you're tracking financially. We'll discuss options available to optimise your wealth.
PLAN AND PRIORITISE
We give you a practical plan with a prioritised to-do-list to set up your wealth and make the most of your financial situation. Your plan will include recommended structures and systems along with product recommendations.
TAKE ACTION AND IMPLEMENT
We do all the heavy lifting to implement the recommendations of your financial plan.
PROGRESS AND ADJUST
We catch up either once or twice a year, depending on the complexity of your situation, to adjust your financial plan, structure and systems to reflect life's changes (legislation, family, job, goals...)
We’re always here for you when things pop up in between meetings. We want you to contact us anytime you need to make a financial decision that impacts your plan and priorities.
What clients say about us
